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Who We Are

Advantage Debt Management of America has been providing financial counseling assistance locally since 1934. We are one of the oldest credit counseling services in the country.

ADVANTAGE is an Internal Revenue Service approved 501 (C)(3) non-profit organization established to provide credit counseling and debt management programs to individuals and families having financial difficulties. ADVANTAGE provides educational programs and seminars for the local community as well as educational materials on the internet.

We assist consumers with all of their debt problems, not just credit card debt, and we do not have minimum debt amount requirements. While some credit counseling agencies only handle credit card debt with balances over a certain amount leaving you to struggle with any other bills you might have.

ADVANTAGE can assist you with all your difficult debts. ADVANTAGE’s goal is to get you on a sound financial plan, one that you can afford and one that is satisfactory to your creditors. ADVANTAGE understands there is more to your financial problems than just your bill totals. Our counselors will take the time needed to get all the facts of your situation so we can set up the best plan for you and your creditors.

By reducing your payments, lowering or eliminating finance charges, and stopping late fees and over-the-limit charges, you can start to make progress in paying off your debts.

 
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CUSTOMER QUOTES
 
 

"Just wanted to take a few moments to thank you for the new life your company has given to me. Before I came to ADMA ... "

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FREQUENTLY ASKED QUESTIONS
 
 
What types of fees do you charge?
Will my credit cards be closed or cancelled?
Do I have to have a minimum amount of debt to be enrolled?
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