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Frequently Asked Questions

Click on a question below to see the answer:

What types of fees do you charge?
I thought you were a non-profit organization, why do you even need a contribution?
Will my credit cards be closed or cancelled?
Will I be able to re-open my credit card account(s) once I have paid off my balance?
Do I have to have a minimum amount of debt to be enrolled?
Where are you located/ how long have you been in business?
If I enroll, how long will it take for me to see reduced interest rates and eliminate late fees and over-the-limit charges?
I have a Master Card or Visa (etc.) what type of interest reduction can you offer me on that card…or do you stop the interest?
How long will it take to repay my debt?
How will this affect my credit rating?
I believe I have errors, or incorrect information on my credit report, can you help?
I am interested in enrolling in your program, but I am current and not behind on my debt payments. I do not want to fall behind.
Do you work out settlements with creditors?
Can you stop a garnishment?
 
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